HomeEducationThe way to Develop a Monetary Literacy App like Zogo? Receive US

The way to Develop a Monetary Literacy App like Zogo? Receive US

Studying Time: 7 minutes

Be taught-and-earn apps, because the identify suggests, are the forms of cellular purposes that reward customers for studying new issues from the app. It might embody finishing sure duties, ranges, or quizzes based mostly on the academic content material within the app. 

One widespread software that’s gaining reputation lately is Zogo. It’s a monetary literacy app that rewards customers for studying finance and finishing quizzes and assignments. 

Customers, particularly GenZs are loving Zogo app. As per the Google Play store, the Zogo app has 100,000+ downloads (on the time of writing). This clearly states that creating a monetary literacy app just like Zogo in 2024 is a worthwhile concept. 

Taking it ahead, we’ve got offered an in depth information to constructing a learn-and-earn app like Zogo. Furthermore, we’ve got additionally estimated the correct price to develop a monetary literacy app that’s just like Zogo from scratch. So, with none extra delay, let’s get began. 

About Zogo and Its Prime-Notch Options

Earlier than creating a monetary literacy app like Zogo, it will be higher to grasp what Zogo is, the way it works, and the top-notch options that make it stand out from the remainder. 

Zogo is a learn-and-earn finance literacy app that helps customers enhance their monetary literacy and the way cash actually works in actual life. The entire finance schooling is split into enjoyable modules that make it extra fascinating for folks of all age teams.

How Does the Be taught-and-Earn App Work?

Now, let’s perceive how the learn-and-earn app works.

  1. At first, the consumer creates the account by coming into primary particulars, akin to identify, age, gender, degree of monetary understanding, and extra.
  2. After registration, the consumer reaches the dashboard the place there are numerous subjects associated to science, artwork, music, tradition, and extra.
  3. A consumer can select any of those subjects and begin studying. The subjects are divided into brief enjoyable video classes to retain the consumer’s curiosity.
  4. After finishing the video classes, the consumer has to reply quizzes and riddles associated to the subject.
  5. As soon as answering them proper, the consumer will get rewards, which might be redeemed in eating places, in-app purchases, buying facilities, and so on.

So, that is how the learn-and-earn app works. Let’s discuss concerning the options that make them distinctive out there. 

  • Straightforward registration
  • Interactive dashboard
  • Enjoyable monetary instructional modules
  • Gamified quizzes and riddles
  • Present playing cards as rewards
  • Help from specialists

Now that you’ve got understood the workings of learn-and-earn, learn additional to be taught how one can additionally create the same cellular app.

The way to Develop a Monetary Literacy App Like Zogo

The next is the step-by-step course of to create a monetary literacy app just like Zogo. 

Step 1- Planning

Step one for creating a monetary literacy app is to plan what sort of app you wish to construct. Zogo is the finest app for monetary information. In truth, it provides you cash to find out about cash.

You’ll be able to select different methods akin to:

  • Offering personalised monetary recommendation for retirees
  • Guiding customers in direction of debt payoff

Additionally, the Zogo app is obtainable for each iOS and Android units. Equally, you can even develop a cross-platform cellular software to succeed in a wider consumer base. 

Step 2- Set Up a Growth Workforce

You will have an skilled and skilled growth group to construct a Zogo-like learn-and-earn cellular software. Subsequently, we advise you rent the finest app builders in India, as they will simply align along with your necessities.

The opposite choice might be outsourcing the venture to a number one cellular app growth firm. Whichever choice works the most effective for you, select it.

Step 3- Design the UI/UX

In case you examine the Zogo monetary literacy app rigorously, one can find that it has an interactive consumer interface that enhances the consumer expertise. The modules are correctly structured and might be accessed with none trouble.

Subsequently, it’s essential to additionally design an interactive and simply navigable consumer interface to interact your customers. You may as well add topic-related graphics to make it extra user-friendly. Nevertheless, make it possible for your learn-and-earn app is well-designed and de-cluttered.

Step 4- Develop the App

After designing the consumer interface, you can begin creating the monetary literacy cellular app. You need to use the highest cellular app growth frameworks, akin to React Native or Flutter to develop the learn-and-earn app.

Additionally, it’s essential to create partaking content material that your customers can simply perceive. Moreover, you possibly can select so as to add varied riddles, quizzes, and QnAs, and check what your customers realized from the app.  

You may as well combine synthetic intelligence algorithms that counsel related subjects as per consumer’s age and preferences.

Step 5- Testing and High quality Assurance

As soon as you might be completed with the event stage, check the monetary literacy software to make sure that it’s fulfilling your expectations.

You’ll be able to strive Beta Testing, or use it your self on completely different units like tabs and smartphones and check whether or not it’s functioning properly or has bugs. In case you discovered bugs throughout this stage, repair them, and transfer on to the subsequent step to develop such learn-and-earn app.

Step 6- Launch the App

Now, it’s time to launch your monetary literacy software like Zogo for public use. Publish it on the App Retailer, Google Play retailer and different related shops. 

Don’t neglect to advertise your purposes amongst your goal consumer base utilizing completely different methods, akin to app retailer optimization, influencer advertising and marketing, ads, search engine optimisation, and others. 

Step 7- Replace it Steadily

You want to frequently monitor your monetary literacy app’s efficiency. Verify the consumer suggestions; and what customers say about your app. Learn the critiques of your customers and make crucial and related adjustments based mostly on their suggestions. 

Additionally, improve it with new content material and options in order that it positive factors extra consumer consideration and stays related out there for a very long time. 

Therefore, that is how one can develop a customized monetary literacy software just like Zogo. Moreover, when you want help from professionals in creating the learn-and-earn app, be at liberty to succeed in out to group ScalaCode.

Bonus Go to: The way to Develop a P2P Cost App Like a Money App?

Widespread Options Present in Monetary Literacy Apps

On this part, we’ve got listed the highest options of profitable learn-and-earn monetary literacy cellular purposes like Zogo.

1. Signal Up and Account Creation 

It’s the primary characteristic that each monetary literacy cellular app has. Likewise, your customers have to enroll by making a username and password. 

To create an account, they should enter particulars like identify, age, pursuits, preferences, and extra. 

Nevertheless, you may make the signup course of simple and quick by offering a signup by way of social media characteristic.

2. Academic Content material 

 Zogo is likely one of the prime monetary schooling apps that has quite a few short-length video-based studying modules that customers watch to be taught finance. 

On your monetary literacy software, you can even create your instructional content material in high-quality movies and divide it into brief modules.

Additionally, you possibly can add gamification components to make the schooling extra enjoyable and fascinating. 

3. Exams, Quizzes, Riddles, and Extra

To guage how a lot your customers grasp the subjects, combine options which have completely different assessments, riddles, and quizzes associated to the subjects. Customers should cross these assessments to earn rewards. 

4. Interactive Report Card

You should present the report card characteristic the place customers can entry their outcomes and consider their progress. You’ll be able to combine charts and graphs to make the report card extra fascinating. 

5. Rewards

Zogo rewards customers with present playing cards redeemable at eating places and retailers. You may as well use several types of present playing cards, coupons, or free entry to premium content material, to reward your customers.

Additionally, you may give cryptocurrencies or NFTs (non-fungible tokens) that may be redeemable in Metaverses.

6. 24/7 Assist

Whereas studying, customers can give you doubts. Therefore, it’s essential to present a 24/7 assist characteristic to resolve their queries across the clock. You need to use generative AI to handle your consumer’s particular queries. 

7. Offline Mode

This characteristic will enable your customers to be taught anytime, even with out an web connection. Subsequently, it’s essential to supply an offline mode to supply your customers with an uninterrupted studying expertise. 

8. AI-Powered Suggestions 

Completely different customers have completely different pursuits. So, you possibly can combine an AI-powered suggestions characteristic to counsel subjects tailor-made to their preferences. This may improve their consumer expertise, resulting in your app’s success. 

9. Multi-Language Content material

In case you intention to draw customers from completely different components of the world, it’s essential to supply your content material in several languages. Therefore, make your learn-and-earn app multi-lingual. 

10. A number of Cost Choices

In accordance with a number one cellular app growth firm in India, your learn-and-earn app like Zogo should have a number of fee choices, akin to playing cards, cryptocurrencies, digital wallets, and so on., to pay for accessing content material. Fintech software program growth companies.

There are numerous monetary literacy apps accessible out there. However, when you supply distinctive options in your app, it should acquire customers’ consideration and shortly turn out to be a well-liked learn-and-earn cellular app with hundreds of thousands of customers.

Expertise Stack To Develop a Cell App Like Zogo

You need to use the next expertise stack to construct a cellular app just like Zogo. 

PartExpertise Stack 
Entrance-FinishReact Native
Again-FinishNode.js with Specific.js
AuthenticationFirebase Authentication or Auth
Cloud Internet hostingAWS (Amazon Net Providers) or Google Cloud
Actual-Time InformationFirebase Realtime Database or Pusher
Cost GatewayStripe or PayPal
GamificationCustomized Algorithm or GameSparks
AnalyticsGoogle Analytics for Firebase or Mixpanel
Content material AdministrationContentful or Strapi
CI/CDJenkins or GitHub Actions
TestingJest and React Native Testing Library

Please word that it’s a steered expertise stack to construct a learn-and-earn cellular app just like Zogo. You need to use completely different applied sciences that align along with your necessities, for growth. 

Advantages of Creating a Monetary Literacy Cell App

For a enterprise, funding alternatives should deliver quite a few advantages. Creating a learn-and-earn cellular app just like Zogo brings varied advantages to the desk. The highest advantages are as follows: 

1. Attracting a World Person Base

Once you develop a monetary literacy software like Zogo, you entice customers from completely different nations. Extra customers means extra income, by way of subscriptions, in-app purchases, and extra. 

2. Monetization Alternatives

When your app has hundreds of thousands of customers, you get the chance to generate income by monetizing your app utilizing methods like subscriptions, partnerships, ads, and extra. 

3. Model Picture

Your model picture is enhanced while you personal a learn-and-earn monetary literacy cellular app with a good portion of the market. This additionally advantages your different companies and opens new doorways for partnerships and collaboration alternatives. 

Price of Creating a Monetary Literacy App Like Zogo

The associated fee to develop a monetary literacy app like Zogo is dependent upon varied elements akin to: 

  • Complexity of the event
  • It’s UI/UX designing
  • Options and functionalities 
  • Applied sciences utilized in growth
  • Growth group measurement and site, and extra. 

Therefore, it’s considerably tough to cite the precise quantity. Nevertheless, if we speak about estimations, the price of creating a monetary literacy software prices between $30,000 to $50,000, or extra, relying on the aforementioned elements. So, in case your query is about – the price to develop a learn-and-earn app in 2024 which has similarities to Zogo, then the higher estimated vary is what you to think about.


Monetary literacy apps like Zogo enable customers to be taught new issues like finance. However you possibly can contemplate the sector to develop a learn-and-earn app, for instance,  science, music, artwork, and so on., and encourage them by rewarding them by present playing cards, cashback, vouchers, and even coupons. 

You may as well develop a monetary literacy app like Zogo by utilizing the information given on this weblog. Furthermore, you can even attain out to specialists who’re providing fintech app growth companies. By having them in your facet, you possibly can develop a customized Monetary literacy app that’s precisely just like what you need. 

Steadily Requested Questions

The next are the incessantly requested questions associated to learn-and-earn app growth. 

Q1. What are the learn-and-earn apps? 

Be taught-and-earn apps enable customers to be taught varied instructional subjects and reward them for finishing duties, quizzes, riddles, and extra. 

Q2. Do learn-and-earn apps pay actual cash? 

It is dependent upon the appliance. Some learn-and-earn apps like Zogo reward present playing cards, whereas others give coupons, vouchers, in-app cash, and so on. 

Q3. What are some learn-and-earn apps out there? 

Some widespread learn-and-earn cellular apps are: 

  • Zogo
  • Robinhood 
  • Acorns 
  • Revolut
  • Cointiply 

This autumn. Can I develop a customized learn-and-earn app? 

Sure, you possibly can develop a customized learn-and-earn app tailor-made to your particular necessities. 

Q5. How lengthy does it take to develop a learn-and-earn like Zogo? 

It is dependent upon the complexity of the event. Nevertheless, it takes round 3-8 months to construct a learn-and-earn app just like Zogo.

Arpana Okay

Arpana is an integral member of the iWebServices group, bringing her experience and dedication to our content material advertising and marketing and insights efforts. With a expertise for creating partaking and informative content material, Arpana performs a significant function in guaranteeing our messaging resonates with our viewers. Her eager understanding of market developments and her capacity to translate information into actionable methods make her a beneficial asset to our group. Arpana’s contributions to our weblog are full of insightful views and sensible recommendation, serving to our readers navigate the dynamic panorama of digital advertising and marketing.

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